Effective Date: January 1, 2023
1. Acceptance of Terms
By accessing or using the Payofinance platform, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you are prohibited from using our services.
2. Use License
Permission is granted to temporarily download one copy of the materials (information or software) on Payofinance's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title.
3. Institutional Responsibilities
Institutions using Payofinance are strictly responsible for maintaining the confidentiality of their API keys, user credentials, and cryptographic signatures. Any activity occurring under your account is your sole responsibility.
4. Disclaimer
The materials on Payofinance's platform are provided on an 'as is' basis. Payofinance makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property.